Business Bankruptcy
Cash collateral: why a bank balance is not a spending budget
How lien rights, consent, court orders, and a cash forecast fit together after a filing.
THE REFERENCE DESK
The library.
Find your bearings. Follow the argument. Go back to the source.
Business Bankruptcy
DIP financing: read the conditions as carefully as the interest rate
A guide to borrowing authority, liens, priority, and the operating constraints in a financing proposal.
Business Bankruptcy
Assume or reject? Understanding the contract decision in bankruptcy
The difference between keeping a contract, assigning it, and treating it as breached.
Business Bankruptcy
A commercial lease in Chapter 11: three calendars to track
Rent obligations, the assumption decision, and cure disputes can follow different timelines.
Business Bankruptcy
Operating after a Chapter 11 filing: what management needs to change
Continued operations come with court oversight and a different approach to spending and records.
Business Bankruptcy
Utility service in Chapter 11: plan for adequate assurance
Why protection against a bankruptcy-based shutoff still requires attention to deposits and deadlines.
Business Bankruptcy
The unsecured creditors’ committee: representation beyond one invoice
What a committee does, who appoints it, and why individual creditors still need their own case records.
Business Bankruptcy
Reading a disclosure statement: follow the assumptions behind the recovery
A practical method for evaluating the information supplied with a Chapter 11 plan.
Business Bankruptcy
Claim classification: why the plan’s groups matter
Class labels affect treatment and voting, but their legal basis must be examined.
Business Bankruptcy
Chapter 11 plan voting: amounts, headcounts, and the ballot order
Why a class vote is more precise than a simple majority of all creditors.
Business Bankruptcy
Plan confirmation: support is only one part of the test
How feasibility, creditor treatment, and statutory requirements fit into a confirmation hearing.
Business Bankruptcy
Confirmation and the effective date: what changes, and when?
Why the court’s approval, implementation conditions, and first distribution should be tracked separately.
Business Bankruptcy
When Chapter 11 changes course: conversion or dismissal
What the statutory grounds reveal about reporting, cash management, and the prospects for rehabilitation.
Business Bankruptcy
Hiring estate professionals: approval and compensation are separate questions
Why a signed engagement letter does not settle employment authority, conflicts, or the eventual fee award.
Business Bankruptcy
Small business debtor duties: records that keep the case moving
Financial statements, insurance, taxes, and reporting are part of the reorganization work.
Business Bankruptcy
Chapter 11 and Subchapter V: a path forward for a small business
The framework, the tradeoffs, and the questions to bring to an adviser before a reorganization.
Business Bankruptcy
Chapter 7 and a business wind-down
Understand the difference between liquidation of assets and a personal fresh start.
Business Bankruptcy
Subchapter V: work backward from the plan
The 90-day framework makes early preparation a practical priority.
Business Bankruptcy
Questions to ask before hiring bankruptcy counsel
Make the first consultation useful, specific, and grounded in your situation.
Business Bankruptcy
Your first consultation: a document checklist
An organized starting pack for a conversation about business distress.