How much does it cost to file chapter 13 in florida

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Typical Chapter 13 filing costs in Florida

In Florida, the cost to file a Chapter 13 bankruptcy generally includes (1) a required federal filing fee paid to the U.S. Bankruptcy Court and (2) additional court and administrative fees, plus (3) attorney fees if you hire a lawyer. The federal filing fee for Chapter 13 is commonly listed as $313 (as of recent court fee schedules), but fees can change—so confirm the current amount on the specific bankruptcy court’s website or with the clerk’s office. Some courts also allow the filing fee to be paid in installments, depending on eligibility and local procedures.

Other costs to expect

Beyond the filing fee, you may see charges such as the bankruptcy trustee’s related administrative costs, required credit counseling/debtor education course fees, and costs for copies or transcripts if needed. Attorney fees vary widely based on your case complexity, your income, and whether you need additional filings (for example, motions to modify the plan). If you qualify for fee waivers or payment plans, that can affect what you pay upfront, but it usually does not eliminate attorney fees.

How to get the exact number for your case

Because fee amounts and local practices can change, the most accurate approach is to check the U.S. Bankruptcy Court for your district in Florida (Northern, Middle, or Southern) for the current Chapter 13 fee schedule and any local installment-payment rules. If you’re unsure, contact the clerk’s office for the current filing fee and payment options.